вариант№1

I.       Прочитайте и письменно переведите на русский язык следующий текст, ответьте письменно на вопросы.

Bank Accounts

            There are two general reasons for using a bank account. The first and most common are the convenience and safety provided by a current account at a bank. The second is that small and perhaps regular sur­pluses are available to be saved, and for this purpose a bank provides deposit accounts.

            A deposit account will not offer a high rate of interest and would not be the best way to save large sums of money for any long period of time, but it is designed to make saving simple, convenient and safe. It is espe­cially appropriate for those who may save small amounts from time to time without any planned regularity or for those who wish to save for a particular purpose in the immediate future, for example for annual holidays or for the purchase of a major item such as a car.

            Most customers of a bank who have opened a deposit account will also have a current account and this makes the transfer of amounts of money from one to the other an easy matter. Regular payments into a deposit account can be made through a standing order to the bank that will automatically transfer the agreed amount according to your in­structions.

Other payments are made on standard forms but it is most convenient and provides a useful record if the depositor uses a paying in book. Interest is calculated every six months and added to the account. The rate of interest varies from time to time and is publicly advertised in any bank. Because the bank uses money deposited with them to lend to others it normally requires about seven days notice of intention to withdraw money from a deposit account, but unless there is a heavy demand for money they are not likely to insist on this and cash is often immediately available to those who wish to withdraw it. There is an assumption that such notice was given and you would lose seven day's interest on the money.

            The increasing need for security and the use of computers in wage payments have combined to make it more common to have a bank ac­count than to be without one. This kind of account is a current one and its most common use is a single regular payment in either a weekly wage or a monthly salary and regular payments out to meet the normal everyday expenses.

Most payments are still made by cheque although the use, of the standing order or the direct debit is becoming very com­mon. It is normally expected that a current account will remain in bal­ance and customers who regularly maintain an agreed minimum bal­ance are often given the services of the bank without charge. In gen­eral, however, charges are made which vary with the size of the bal­ance, the amount of use of the bank's services and the number of transac­tions. If the account is overdrawn a further charge, which is interest on the overdrawn amount, is also made.                                      ,

II. Вопросы.

1. What are the two main reasons for opening a bank account?

2.  Which type of account is used by those who wish to save?

3. What kind of saving is this type of account most suited to?

4. What is a standing order?

5.  Why does a bank sometimes need notice of intention to withdraw money from saving accounts?

III. Выполните лексико-грамматический тест.

Инструкция:  закончите предложения, выбрав один из предложенных вариантов. Объяснитеупотреблениекаждогослучая (письменно) нарусскомязыке.

1. While they were on holiday their house was broken ______ and some valuable paintings were stolen.

A) down
B) into
C) about
D) away

2. After a bitter discussion they went ______ each other.

A) at
B) to

C) off
D) over

3. No one really believed it when the news came that Titanic had ______.

A) gone out
B) gone down
C) gone away

D) gone by

4. When did you ..... him to check the timetable?

A) asked
B) ask to
C) ask
D) to ask

5. He saw two girls ..... on the stage.

A) to dance
B) dances
C) dancing
D) are dancing

6. She made her brother ..... into the water.

A) jump
B) to jump

C) jumps
D) jump to

7. She didn't want her child ...... to hospital.

A) to be taken

B) take
C) to taken
D) to take
8. Who ..... you to drive?

A) does teaches
B) teach
C) taught
D) to teach

9. Do you like_____ football on TV?

A) watch
B) watched
C) watching
D) watches

10. Thank you for_____ me.

A) helping
B) help
C) to help
D) helped

11. I’m afraid of _____ mistakes.

A) to make
B) made
C) making
D) make

12. It is important _____.

A) won
B) winning
C) win
D) to win

13. A: This problem is too difficult. I can’t solve it.
    B: Is it really too difficult for you _____?

A) solving
B) to solve
C) solve
D) solved

14. Have you got anything _____?

A) to read
B) reading
C) read
D) reads

15. She is good at _____.

A) to swim
B) swimming
C) swims
D) swum

16. My father does the _____ himself.

A) to iron

B) irons
C) ironing
D) iron

17. My mother does all the _____.

A) clean
B) to clean
C) cleans
D) cleaning

18. The boy _____ in the dentist’s chair has got toothache.

A) sit
B) sat
C) sitting
D) sits

19.  Will you come along with us, … you?
a) won’t
b) will c) are
d) aren’t

20. Linda knows five languages, … she?
a) does
b) doesn’t
c) do
d) is

21. He can jump for 60 minutes without a break, … he?
a) can
b) is
c) can’t
d) isn’t

22. We haven’t got a chair, … we?
a) haven’t

b) have
c) have not
d) are

23. I didn’t send a letter, … I?
a) did
b) do
c) am
d) didn’t

24.            _______our cottage we moved to Florida.

a) selling

b) having sold

c) sold

25.           _______all day his head was aching at night.

a) having studied

b) studied
c) studying

26. ______that match several times he knew all the goals by heart.

a) having seen
b) seen
c) seeing
27. She said the letter was personal and didn't let me ..... it.

A) reading
B) to read

C) read
D) read to

28. She didn't want ..... to go.

A) me
B) I
C) his
D) they

29. I know him ..... a good student.

A) is
B) has been
C) to be
D) was

30. Carol's parents always encouraged her ..... hard at school.

A) studies

B) studied
C) studying
D) to study

IV. Прочитайте и письменно переведите на русский язык следующий текст. Составьте письменно 4 типа вопросов по тексту.

Accounting

Accounting is the process of systematically collecting, analyzing, and reporting financial information.

Many people confuse accounting with bookkeeping. Bookkeeping is a necessary part of accounting. Bookkeepers are responsible for recording (or keeping) the financial data.

Today, it is impossible to manage a business operation without accurate and timely accounting information. Managers and employees, lenders, suppliers, stockholders, and government agencies all rely on the information contained in two financial statements. These two reports – the balance sheet and the income statement – are summaries of firm’s activities during a specific time period. They represent the results of perhaps tens of thousands of transactions that have occurred during the accounting period.

Accountants are those individuals specialized in the «art» of capturing the correct data and preparing the most meaningful financial reports from those data. They are «producers» of financial information, which is then made available to «consumers» such as owners and lenders. People use accounting information in day-to-day affairs to manage their bank accounts, to evaluate job prospects, to make investments, and to decide whether to rent or to buy a house.                                                                                                   Managers of businesses use accounting information to set goals for their organizations, to evaluate their progress toward those goals, and to take corrective actions if necessary.